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Understanding Medicare
MEDICARE INSURANCE
HOURS & LOCATION
Location
3201 E Colonial Drive M18
Orlando, FL 32803
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Orlando Office: 407-499-1097
Leesburg Office: 352-365-0028
Fax: 407-429-3963
Hours
Monday - Friday
9:00 am to 5:00 pm
Evenings and Weekends by Appointment
Medicare Advantage Plan (Part C)
Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A (Hospital), Part B (Medical), and usually Part D (Prescription Drugs).
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In most cases, you’ll need to use doctors who are in the plan’s network.
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Plans may have lower out-of-pocket costs than Original Medicare.
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Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services.
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Plans are also available specifically for consumers with chronic medical conditions (such as Diabetes, COPD, or Cardiovascular issues), qualify for both Medicare and Medicaid or who may need institutional level of care.
Your card has a Medicare Number that’s unique to you, and is not your Social Security Number. Once you sign up for Medicare and receive your card it will have the following listed.
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You have Medicare Part A (listed as HOSPITAL), Part B (listed as MEDICAL), or both.
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The date your coverage begins.
Medicare Advantage also known as Part C
Part A (Hospital Insurance):
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Helps cover inpatient care in hospitals, skilled nursing facility care,
hospice care, and home health care.
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Part B (Medical Insurance):
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Helps cover:
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Services from doctors and other health care providers
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Outpatient care
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Home health care
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Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
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Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)
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Part D (Drug coverage):
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
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Medicare Supplemental Insurance (Medigap):
Extra insurance you can buy from a private company that helps pay your share of costs in Original Medicare. Policies are standardized, and in most states are identified by letters A-N. The benefits in each lettered plan are the same, no matter which insurance company sells it.
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