Final expense
At Alliance Global Insurance Group, we understand that planning for the end of life is difficult
but essential. Our Final Expense Insurance provides a simple, affordable way to protect your
loved ones from the financial burden of funeral and burial costs, so they can focus on healing
not bills.
What Is Final Expense Insurance?
Final Expense Insurance, also known as burial insurance or funeral insurance, is a type of
whole life insurance designed to cover the immediate expenses that arise after death. These
include:
● Funeral and burial costs
● Cremation services
● Medical bills
● Unpaid debts or legal fees
● Other end-of-life expenses
Most policies offer coverage amounts between $5,000 and $50,000 and are easy to
qualify for—often with no medical exam required.
Why Choose Final Expense Insurance?
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Peace of mind for you and your family
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Guaranteed payout directly to your beneficiary
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Fixed premiums that never increase
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Quick approval, often within days
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No health exam required for most applicants
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Lifetime coverage—as long as premiums are paid
Who Is It For?
Final Expense Insurance is ideal for
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Seniors who want to leave loved ones with financial support
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Families without savings set aside for funeral costs
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Individuals who don’t qualify for traditional life insurance
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Anyone who wants to avoid passing on final bills to loved ones
How Much Does a Funeral Cost?
The average funeral today costs $8,000–$12,000, including:
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Casket or urn
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Burial plot or cremation
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Funeral service and transportation
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Headstone
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Obituary and ceremony planning
A final expense policy ensures these costs don’t become a burden on those left behind.
What’s Included?
Most policies offer:
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Whole life coverage that doesn’t expire
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Level premiums that never go up
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Simplified application process (no exams for many)
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Immediate or graded benefit options, depending on health