Personal Liability Insurance Coverage
Accidents happen. If someone is injured on your property or you accidentally cause damage to someone else’s property, personal liability coverage helps protect you from legal and financial fallout.
What Does Liability Coverage Include?
Injuries on Your Property
If a guest slips, trips, or gets hurt at your home, liability coverage can help pay for their medical bills and your legal fees if you're sued.
Accidental Damage to Others’ Property
Broke a neighbor’s window while mowing the lawn? Your policy can help cover the cost to repair or replace it.
Legal Defense Costs
If you're taken to court over a covered incident, we help cover legal expenses — even if you're not found liable.
Worldwide Protection
You're covered for many personal liability incidents that happen away from your home, too.
How Much Liability Coverage Do I Need?
Most homeowners choose at least $100,000 to $300,000 in liability coverage, but we can help
you choose the right amount based on your lifestyle and risk.