Annuities
At Alliance Global Insurance Group, we help you take control of your financial future with
annuities designed to provide reliable, long-term income during retirement. Whether you’re
looking to grow your savings or secure guaranteed payments, our advisors will help you find the
right fit.
What Is an Annuity?
An annuity is a financial product that allows you to save money now and receive guaranteed
income later—often used to supplement Social Security or retirement savings. Annuities are
issued by insurance companies and can be tailored to match your financial goals.
Simply put: You invest money into an annuity, and in return, it pays you back—either immediately
or over time.
Types of Annuities We Offer
1. Fixed Annuities
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Provide guaranteed interest rates and predictable payouts
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Ideal for conservative investors looking for stability
2. Indexed Annuities
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Linked to a market index (like the S&P 500) with upside potential
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Protects your principal from market losses
3. Variable Annuities
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Offers investment options with growth potential
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Payouts vary based on performance of selected funds
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Includes optional income and death benefit riders
4. Immediate Annuities
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Start receiving income shortly after you make a lump-sum investment
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Perfect for retirees seeking instant, steady income
5. Deferred Annuities
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Grow your money tax-deferred over time
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Income starts at a later date—great for future planning
Why Consider an Annuity?
● Guaranteed lifetime income
● Tax-deferred growth (for non-qualified annuities)
● Protection from outliving your savings
● Flexible payout options (monthly, quarterly, or annually)
● Optional death benefits for your loved ones
Who Can Benefit?
Annuities are ideal for:
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Pre-retirees wanting to secure steady income later
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Retirees concerned about outliving savings
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Investors seeking tax-deferred growth
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Individuals looking to diversify retirement income streams
Annuities vs. Other Retirement Options
Work With AGIG
When you work with Alliance Global Insurance Group, you get:
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Trusted access to top-rated annuity carriers
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Guidance from licensed financial professionals
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Customized strategies built around your retirement goals
